Interest Free Credit

Our finance options are designed with you in mind, making it as easy as possible to give your home that much needed update. Apply online and receive a decision instantly. Finance with Lombok is administered by V12, we offer Interest Free Finance (Interest at 0% APR) and Classic Finance (Interest at 15.9% APR). We recommend that you read the information on this page before processing your application for the finance option you choose. 

To know which finance option an individual product is eligible for, click on the ‘£’ icon below the price on the product page for a breakdown of the financing for that individual item. To know which finance option your basket of multiple products is eligible for, click on the finance link above the promotional code box at the bottom of the basket page. 

Use the pop up window to decide on the deposit amount you would like to put down and choose your repayment period. You will see a breakdown of the payments you will need to make, including: Total Repayment, Final Instalment, Cost of Finance, and APR. 

You can use our helpful calculator to work out your payments here >.

Interest Free Finance Options
Interest at 0% APR
6 months
9 months
12 months

If you spend over £250 in a single transaction up to the value of £15,000, you qualify for Interest Free Finance. Simply decide on the length of time you would like to spread your monthly payments across and our easy to use calculator will tell you the rest.
To reduce your monthly payments, you can choose to pay a deposit; the amount is up to you.